Joint defaults
Joint Default Credit File: When One Account Affects Two People
Joint default on your credit file? Learn when shared debts appear on both credit files and when the listing may be worth challenging.
Plain-English guides on Australian credit defaults, the Privacy Act, the dispute process, and what we’ve learned running cases. Updated daily.
Joint default on your credit file? Learn when shared debts appear on both credit files and when the listing may be worth challenging.
Joint defaults appear on each person's credit file separately. Each consumer needs their own dispute process for shared debt listings.
Card payments are processed by Stripe, a PCI DSS Level 1 service provider — the highest level of certification a payment processor can hold. Default Gone never sees, stores, or transmits your card number; Stripe handles the entire card flow.
Powered by Stripe · PCI DSS Level 1