Joint defaults
Deceased Estate Default Credit File: What Happens When Someone Passes Away
Deceased estate defaults on credit files can affect family and joint account holders. Learn what happens to defaults when someone passes away.
Default Gone — the credit dispute blog
Plain-English guides on Australian credit defaults, the Privacy Act, the dispute process, and what we’ve learned running cases. Updated daily.
Joint defaults
Joint Default Credit File: When One Account Affects Two People
Joint default on your credit file? Learn when shared debts appear on both credit files and when the listing may be worth challenging.
Joint defaults
My Partner and I Have the Same Default: What Now? Understanding Joint Defaults
Joint defaults appear on both credit files but must be challenged separately. Learn why the per-individual rule means your partner's success doesn't fix yours.
Joint defaults
Joint Default Credit File: Why Each Consumer Is Treated Separately
Joint defaults appear on each person's credit file separately. Each consumer needs their own dispute process for shared debt listings.
Joint defaults
Credit file after divorce: joint accounts, supplementary cards, and financial abuse protection
How divorce impacts your credit file through joint accounts, supplementary cards, and what protections exist for financial abuse victims.