Court Judgements
Paid Court Judgement Still Showing on Credit File: What Now?
Paid your court judgement but it's still damaging your credit? Learn what to check next and when a consultants-led review may help address the listing.
Default Gone — the credit dispute blog
Plain-English guides on Australian credit defaults, the Privacy Act, the dispute process, and what we’ve learned running cases. Updated daily.
Specific creditors
Optus Default Credit File: How to Read the Listing and Check for Errors
Optus default on your credit file? Learn how to read the listing, spot errors in dates or amounts, and understand when it may be worth challenging.
Specific creditors
ANZ Default Credit File: What the Listing Looks Like and How to Challenge It
How ANZ defaults appear on your credit file and when you may have grounds to challenge the listing through the formal dispute process.
Credit reports
How to Get a Free Copy of Your Credit Report in Australia (2024 Guide)
Learn how to get your free annual credit report from Australia's three major credit reporting bodies and what to check for errors or issues.
Credit reports
What Is a Credit Default in Australia and How Long Does It Stay on Your File?
Learn what a credit default is, how long it stays on your credit file, and when you may be able to challenge incorrect default listings in Australia.
Specific creditors
Commonwealth Bank Default on Your Credit File: What to Look at First
Commonwealth Bank default blocking your finance? Check these key details first - some CBA defaults may be worth challenging if incorrectly listed.
Compliance & rights
Bankruptcy vs Default: Two Very Different Things on Your Credit File
Bankruptcy and defaults appear differently on credit files and have distinct impacts on your financial future. Understanding the difference matters.
Dispute process
Credit Dispute Service Australia: What to Actually Look for in 2026
Choosing the right credit dispute service in Australia? Learn the key features, pricing models, and red flags to avoid when disputing defaults in 2026.
Credit reports
How to get a free credit report in Australia (and why you should every six months)
Step-by-step guide to getting free credit reports from all three Australian credit bureaus, plus why regular checks protect your financial future.
Credit reports
How to read your Experian credit report: a plain-English walk-through
Step-by-step guide to understanding every section of your Experian credit report, from personal details to defaults and payment history.