Credit scores
How Long Will a Default Hurt Your Credit Score in Australia?
Defaults hurt your credit score for five years in Australia. Learn about the impact, timing rules and when challenging a default may be worthwhile.
Default Gone — the credit dispute blog
Plain-English guides on Australian credit defaults, the Privacy Act, the dispute process, and what we’ve learned running cases. Updated daily.
Process explainers
Default 5 Years on Credit File: The Math on Your Remaining 2 Years
Your default has been on file for 5 years. Here's what happens in the final 2 years and whether challenging it now makes financial sense.
Home loans
Paid Default Cost Interest: Why It’s Still Costing You $87 a Month
A paid default can cost you $87+ monthly in extra interest. Learn how to calculate the real financial impact and when challenging makes financial sense.