Broker resources
Business Finance Held Up by a Personal Default: What Brokers See
Personal defaults blocking business finance deals? Common scenarios brokers encounter and when the default may be worth challenging for your client.
Default Gone — the credit dispute blog
Plain-English guides on Australian credit defaults, the Privacy Act, the dispute process, and what we’ve learned running cases. Updated daily.
Home loans
Refinancing With a Default: Can You Still Get Approved?
Can you refinance with a default? Learn what lenders assess, approval strategies, and when challenging the default may be your best option.
Home loans
Default Car Loan Approval: What Dealers and Finance Companies Actually Check
Car dealers and finance companies check your credit file differently. Learn what they look for in defaults and when you may dispute unfair listings.
Home loans
Why Some Lenders See Defaults Differently: Prime, Near-Prime, and Specialist Lender Default Assessment
Prime lenders reject defaults automatically. Near-prime and specialist lenders assess case by case. Learn how different lenders evaluate defaults.
Home loans
How a Default Can Block Your Home Loan Application (And What You Can Do)
One credit default can derail your home loan application. Learn how defaults affect borrowing and when they might be worth challenging.
Credit reports
Paid Default vs Unpaid Default: Do They Look Different to Lenders?
Learn how paid and unpaid defaults differ on your credit file and discover whether paying off a default improves your chances with lenders.