Compliance & rights
Credit Reporting Privacy Code 2014: A Practical Guide for Consumers
Learn how the Credit Reporting Privacy Code 2014 protects your credit information and when listings may breach compliance requirements.
Default Gone — the credit dispute blog
Plain-English guides on Australian credit defaults, the Privacy Act, the dispute process, and what we’ve learned running cases. Updated daily.
Compliance & rights
Why a Default Can Be Removed Even if You Owed the Money
Just because you owed money doesn't mean a default was listed correctly. Learn when proper procedures matter more than the debt itself.
Compliance & rights
Default listed at wrong address: what happens when you move house and miss the notice
Moved house and missed a default notice? Learn when defaults listed at wrong addresses may breach credit law and your rights to challenge them.
Compliance & rights
Court judgement vs writ vs default listing: The 90-second visual guide every Australian gets wrong
Learn the critical differences between court judgements, writs and default listings. This visual guide explains which affects your credit file.
Compliance & rights
Centrelink Debt Credit File Rules 2026: After Robodebt Class Action
New 2026 rules for Centrelink debts on credit files after the Robodebt class action. Check if your debt was wrongly listed and how to challenge it.
Compliance & rights
Can a Default Be Removed Under the Privacy Act?
A plain-English guide to challenging default listings in Australia, including incorrect amounts, missing notices, wrong addresses, paid defaults and misleading credit file information.