Credit scores
Credit Score Factors Australia: What Actually Affects Your Score and What Doesn’t
Understanding what affects your credit score helps you make better financial decisions and avoid surprises when applying for credit.
Plain-English guides on Australian credit defaults, the Privacy Act, the dispute process, and what we’ve learned running cases. Updated daily.
Understanding what affects your credit score helps you make better financial decisions and avoid surprises when applying for credit.
Understanding the key differences between defaults, missed payments and credit enquiries on your Australian credit file and how each affects your credit.
Card payments are processed by Stripe, a PCI DSS Level 1 service provider — the highest level of certification a payment processor can hold. Default Gone never sees, stores, or transmits your card number; Stripe handles the entire card flow.
Powered by Stripe · PCI DSS Level 1